{"id":40093722,"date":"2023-09-27T15:39:39","date_gmt":"2023-09-27T14:39:39","guid":{"rendered":"https:\/\/chinadialogueocean.net\/can-innovative-insurance-help-protect-coral-reefs-from-climate-change-2\/"},"modified":"2023-09-28T03:53:29","modified_gmt":"2023-09-28T02:53:29","slug":"93722","status":"publish","type":"post","link":"https:\/\/dialogue.earth\/zh\/3\/93722\/","title":{"rendered":"\u8fd9\u79cd\u65b0\u578b\u4fdd\u9669\uff0c\u80fd\u5426\u8ba9\u73ca\u745a\u7901\u514d\u53d7\u6c14\u5019\u53d8\u5316\u5f71\u54cd\uff1f"},"content":{"rendered":"\n<p>2020\u5e7410\u67087\u65e5\uff0c\u98d3\u98ce\u201c\u5fb7\u5c14\u5854\u201d\uff08Hurricane Delta\uff09\u4ee5\u6bcf\u5c0f\u65f6110\u82f1\u91cc\u7684\u901f\u5ea6\u51b2\u51fb\u6d77\u5cb8\u3002\u5f53\u65f6\u6885\u4e3d\u5a1c\u00b7\u7d22\u6258\u6b63\u5f85\u5728\u58a8\u897f\u54e5\u6e2f\u53e3\u57ce\u5e02<a>\u83ab\u96f7\u6d1b\u65af\u6e2f\uff08<\/a>Puerto Morelos\uff09\uff0c\u66b4\u98ce\u4e2d\uff0c\u5979\u7ed9\u5bb6\u91cc\u6253\u7535\u8bdd\u8bf4\uff1a\u201c\u98ce\u58f0\u72b9\u5982\u5c16\u53eb\uff0c\u4ece\u9ad8\u7a7a\u4f20\u6765\u3002\u4f60\u5e0c\u671b\u6700\u597d\u7684\u60c5\u51b5\u53d1\u751f\uff0c\u4f46\u4e5f\u4e3a\u6700\u574f\u7684\u60c5\u51b5\u505a\u597d\u51c6\u5907\u3002\u201d<\/p>\n\n\n\n<p>\u7d22\u6258\u662f\u201c<a href=\"https:\/\/www.healthyreefs.org\/\">\u5065\u5eb7\u73ca\u745a\u7901<\/a>\u201d\uff08<a href=\"https:\/\/www.healthyreefs.org\/\">Healthy Reefs<\/a>\uff09\u4fdd\u62a4\u5021\u8bae\u7ec4\u7ec7\u7684\u58a8\u897f\u54e5\u56fd\u5bb6\u534f\u8c03\u5458\uff0c\u5979\u7684\u5fc3\u601d\u5168\u5728\u83ab\u96f7\u6d1b\u65af\u6e2f\u7684\u73ca\u745a\u7901\u4e0a\u3002\u8fd9\u4e2a1000\u516c\u91cc\u957f\u7684\u73ca\u745a\u76d8\u8e1e\u5728\u58a8\u897f\u54e5\u3001\u4f2f\u5229\u5179\u3001\u5371\u5730\u9a6c\u62c9\u548c\u6d2a\u90fd\u62c9\u65af\u6cbf\u5cb8\uff0c\u662f\u4e2d\u7f8e\u6d32\u5927\u5821\u7901\u751f\u6001\u7cfb\u7edf\u7684\u4e00\u90e8\u5206\u3002\u83ab\u96f7\u6d1b\u65af\u6e2f\u7684\u73ca\u745a\u7901\u91cc\uff0c\u6709\u5f88\u591a\u9ad8\u5927\u7684\u9e8b\u89d2\u73ca\u745a\uff08elkhorn\uff09\u548c\u7d2b\u6d77\u6247\u73ca\u745a\uff08violet fan\uff09\u3001\u4ee5\u53ca\u6d77\u9f9f\u548c\u9cd0\u9c7c\u3002\u7d22\u6258\u8bf4\uff1a\u201c\u83ab\u96f7\u6d1b\u65af\u6e2f\u662f\u4e00\u4e2a\u5c0f\u9547\u3002\u4f46\u6211\u4eec\u7684\u4e00\u5207\u90fd\u79bb\u4e0d\u5f00\u73ca\u745a\u7901\u3002\u201d\u5c45\u6c11\u4e2d\u6709\u5f88\u591a\u662f\u6e14\u6c11\uff0c\u8fd8\u6709\u4eba\u53d7\u96c7\u4e8e\u6d77\u6d0b\u65c5\u6e38\u4e1a\uff0c\u6216\u662f\u5c0f\u9547\u4e0a\u73ca\u745a\u7814\u7a76\u673a\u6784\u7684\u5b66\u8005\u3002<\/p>\n\n\n\n<p>\u98ce\u66b4\u8fc7\u540e\uff0c\u83ab\u96f7\u6d1b\u65af\u6e2f\u7684\u4fee\u590d\u5de5\u4f5c\u5f00\u59cb\u4e86\u3002\u7d22\u6258\u4e5f\u5e26\u9886\u4e00\u961f\u5fd7\u613f\u6f5c\u6c34\u5458\u5f00\u59cb\u4fee\u590d\u73ca\u745a\u7901\u3002\u4ed6\u4eec\u4e00\u70b9\u4e00\u70b9\u5730\u628a\u88ab\u98ce\u66b4\u6253\u788e\u7684\u73ca\u745a\u7901\u62fc\u51d1\u8d77\u6765\u3002\u7d22\u6258\u8bf4\uff1a\u201c\u8fd9\u5c31\u50cf\u662f\u4e00\u6b21\u5206\u8bca\u3002\u201d\u6f5c\u6c34\u5458\u7740\u624b\u7528\u6c34\u6ce5\u5c061200\u5757\u7834\u788e\u7684\u73ca\u745a\u56fa\u5b9a\u5728\u73ca\u745a\u7901\u4e0a\uff0c\u5e76\u5c06\u53e6\u59169000\u5757\u8fd0\u5230\u5cb8\u8fb9\uff0c\u8ba9\u5b83\u4eec\u5728\u201c\u82d7\u5703\u201d\u4e2d\u518d\u751f\u3002<\/p>\n\n\n\n<a class=\"wp-block-cd-related-news alignright block--related-news loading\" data-post-id=\"40093371\"><div class=\"block--related-news__image\"><\/div><div class=\"block--related-news__content\"><span class=\"block--related-news__heading\">\u63a8\u8350\u9605\u8bfb<\/span><span class=\"block--related-news__title\"><\/span><\/div><\/a>\n\n\n\n<p>\u8fd9\u9879\u5de5\u4f5c\u8fd8\u8981\u5f52\u529f\u4e8e\u91d1\u878d\u521b\u65b0\u30022019\u5e74\uff0c\u83ab\u96f7\u6d1b\u65af\u6e2f\u6240\u5728\u7684\u91d1\u5854\u7eb3\u7f57\u5965\u5dde\uff08Quintana Roo\uff09<a href=\"https:\/\/www.nature.org\/content\/dam\/tnc\/nature\/en\/documents\/TNC_Mexico_CoastalManagementTrust_Factsheet.pdf\">\u8d2d\u4e70<\/a>\u4e86\u73ca\u745a\u7901\u4fdd\u9669\u3002\u6b64\u6b21\u98ce\u66b4\u89e6\u53d1\u4e86\u73ca\u745a\u7901\u7684\u7d27\u6025\u4fee\u590d\u8d44\u91d1\u3002\u8fd9\u79cd\u4fdd\u9669\u5f53\u65f6\u5c1a\u6570\u5168\u7403\u9996\u521b\u3002\u73b0\u5728\uff0c\u592a\u5e73\u6d0b\u3001\u52a0\u52d2\u6bd4\u548c\u7f8e\u56fd\u4e5f\u90fd<a href=\"https:\/\/www.wtwco.com\/en-gb\/news\/2022\/11\/wtw-and-the-nature-conservancy-launch-first-ever-coral-reef-insurance-policy-in-the-us\">\u5f00\u59cb\u6709\u4e86<\/a>\u7c7b\u4f3c\u7684\u4fdd\u9669\u8ba1\u5212\u3002<\/p>\n\n\n\n<p>\u8d8a\u6765\u8d8a\u591a\u7684\u4eba\u5c06\u4fdd\u9669\u89c6\u4e3a\u4fdd\u62a4<a>\u81ea\u7136\u8d44\u672c<\/a>\u514d\u53d7\u6c14\u5019\u53d8\u5316\u5f71\u54cd\u7684\u4e00\u4e2a\u5de5\u5177\u3002\u7136\u800c\uff0c\u968f\u77402023\u5e74\u4e00\u6ce2\u767d\u5316\u6d6a\u6f6e\u5e2d\u5377\u4e86\u5168\u7403\u73ca\u745a\u7901\uff0c\u8fd9\u79cd\u65b0\u65b9\u6cd5\u771f\u7684\u80fd\u4fdd\u62a4\u73ca\u745a\u514d\u53d7\u6d77\u6d0b\u4e0d\u65ad\u53d8\u6696\u7684\u5f71\u54cd\u5417\uff1f<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\">\u4e3a\u4e86\u53d8\u5316\u4e16\u754c\u800c\u6253\u9020\u7684\u4fdd\u9669\u4ea7\u54c1<\/h2>\n\n\n\n<p>\u73ca\u745a\u7901\u6bcf\u5e74\u4e3a\u5168\u4e16\u754c<a href=\"https:\/\/www.unep.org\/explore-topics\/oceans-seas\/what-we-do\/protecting-coral-reefs\/why-protecting-coral-reefs-matters\">\u63d0\u4f9b<\/a>\u4ef7\u503c2.7\u4e07\u4ebf\u7f8e\u5143\u7684\u751f\u6001\u7cfb\u7edf\u670d\u52a1\uff0c\u5176\u4e2d<a href=\"https:\/\/irff.undp.org\/blog\/coral-reef-insurance-protection-necessary-and-possible\">\u5305\u62ec<\/a>\u4e3a10\u4ebf\u4eba\u63d0\u4f9b\u751f\u8ba1\u548c\u98df\u7269\uff0c\u4ee5\u53ca<a href=\"https:\/\/theconversation.com\/coral-reefs-provide-flood-protection-worth-1-8-billion-every-year-its-time-to-protect-them-116636\">\u4ef7\u503c<\/a>18\u4ebf\u7f8e\u5143\u7684\u9632\u6d2a\u6548\u76ca\u3002\u56e0\u4e3a\u73ca\u745a\u7901\u662f\u5929\u7136\u9632\u6ce2\u5824\uff0c\u5728\u6ce2\u6d6a\u51b2\u51fb\u6d77\u5cb8\u4e4b\u524d\u53ef\u4ee5\u5438\u6536\u6389<a href=\"https:\/\/www.nature.com\/articles\/ncomms4794\">97%<\/a>\u7684\u6ce2\u6d6a\u80fd\u3002\u98d3\u98ce\u5a01\u80c1\u5230\u4e86\u73ca\u745a\u7901\u7684\u8fd9\u4e00\u529f\u80fd\uff0c\u56e0\u4e3a\u5b83\u4f1a\u5c06\u73ca\u745a\u6253\u788e\uff0c\u4f7f\u5176\u6ca1\u5165\u6c99\u783e\u4e4b\u4e2d\uff0c\u5e76\u6405\u6d51\u6d77\u6c34\u3002\u6d51\u6d4a\u7684\u6d77\u6c34\uff0c\u906e\u6321\u4e86\u73ca\u745a\u5171\u751f\u85fb\u7c7b\u8fdb\u884c\u5149\u5408\u4f5c\u7528\u6240\u9700\u7684\u9633\u5149\uff0c\u4ece\u800c\u65e0\u6cd5\u4e3a\u5b83\u4eec\u63d0\u4f9b\u98df\u7269<\/p>\n\n\n\n<p>\u4e3a\u4e86\u5e94\u5bf9\u98d3\u98ce\uff0c\u73ca\u745a\u7901\u5df2\u7ecf\u6709\u6240\u8fdb\u5316\uff0c\u4f46\u9891\u7e41\u906d\u53d7\u98d3\u98ce\u88ad\u51fb\u7f29\u77ed\u4e86\u73ca\u745a\u6062\u590d\u7684\u65f6\u95f4\u3002\u201c\u968f\u7740\u6c14\u5019\u53d8\u5316\uff0c\u98d3\u98ce\u8d8a\u6765\u8d8a\u591a\uff0c\uff08\u5176\uff09\u6301\u7eed\u65f6\u95f4\u8d8a\u6765\u8d8a\u957f\uff0c\u5f3a\u5ea6\u4e5f\u8d8a\u6765\u8d8a\u9ad8\uff0c\u201d\u83ab\u96f7\u6d1b\u65af\u6e2f\u73ca\u745a\u7901\u56fd\u5bb6\u516c\u56ed\u7684\u8d1f\u8d23\u4eba\u739b\u4e3d\u4e9a\u00b7\u5fb7\u5c14\u00b7\u5361\u95e8<a>\u00b7\u52a0\u897f\u4e9a<\/a>-\u91cc\u74e6\u65af\uff08Maria del Carmen Garc\u00eda-Rivas\uff09\u8bf4\u3002\u6c61\u67d3\u548c\u6d77\u6d0b\u53d8\u6696\u7ed9\u8fd9\u4e9b\u9677\u5165\u56f0\u5883\u7684\u751f\u6001\u7cfb\u7edf\u5e26\u6765\u4e86\u66f4\u5927\u7684\u538b\u529b\u3002<\/p>\n\n\n\n<div class=\"wp-block-cd-pull-quote block--pull-quote\"><div class=\"block--pull-quote__wrapper\"><blockquote class=\"block--pull-quote__quote\">\u5c31\u50cf\u533b\u7597\u4fdd\u9669\u4e00\u6837\uff0c\u9700\u8981\u6709\u533b\u9662\u548c\u6551\u62a4\u8f66\u624d\u80fd\u53d1\u6325\u4f5c\u7528\u3002<\/blockquote><cite class=\"block--pull-quote__cite\">\u8d39\u5c14\u5357\u591a<a>\u00b7<\/a>\u585e\u51ef\u62c9<\/cite><\/div><\/div>\n\n\n\n<p>\u8fc8\u514b\u00b7\u8d1d\u514b\uff08Mike Beck\uff09\u8bf4\uff0c\u7528\u4fdd\u9669\u6765\u7f13\u89e3\u8fd9\u79cd\u538b\u529b\u7684\u60f3\u6cd5\uff0c\u6700\u521d\u662f2015\u5e74\u5728\u91d1\u5854\u7eb3\u7f57\u5965\u6210\u5f62\u7684\u3002\u4ed6\u5f53\u65f6\u4f5c\u4e3a<a>\u81ea\u7136\u4fdd\u62a4\u534f\u4f1a<\/a>\uff08The Nature Conservancy\uff0c\u7b80\u79f0TNC\uff09\u7684\u9996\u5e2d\u6d77\u6d0b\u79d1\u5b66\u5bb6\uff0c\u5e2e\u52a9\u5f00\u521b\u4e86\u8fd9\u4e00\u7406\u5ff5\u3002\u8d1d\u514b\u73b0\u5728\u662f\u52a0\u5dde\u5927\u5b66\u5723\u514b\u9c81\u65af\u5206\u6821\uff08University of California Santa Cruz\uff09\u6d77\u5cb8\u6c14\u5019\u97e7\u6027\u4e2d\u5fc3\u7684\u4e3b\u4efb\uff0c\u4ed6\u8bf4\uff1a\u201c\u90a3\u65f6\u4fdd\u9669\u5b8c\u5168\u662f\u4e00\u4e2a\u65b0\u9c9c\u4e8b\u7269\u3002\u5f53\u65f6\u7684\u60c5\u51b5\u662f\uff0c\u53ea\u8981\u53ef\u4ee5\u4fdd\u62a4\u73ca\u745a\u7901\uff0c\u4e0d\u7ba1\u4ec0\u4e48\u6837\u7684\u5e2e\u52a9\u6211\u4eec\u90fd\u9700\u8981\u3002\u201d<\/p>\n\n\n\n<p>\u4e8e\u662f\u8d1d\u514b\u548c\u4ed6\u5728TNC\u7684\u540c\u4e8b\u8d39\u5c14\u5357\u591a<a>\u00b7\u585e\u51ef\u62c9<\/a>\uff08Fernando Secaira\uff09\u5f00\u59cb\u63a2\u7d22\u6307\u6570\u4fdd\u9669\uff1a\u4f20\u7edf\u7684\u8d54\u507f\u4fdd\u9669\u9700\u8981\u5bf9\u635f\u5931\u8fdb\u884c\u8bc4\u4f30\uff0c\u800c\u8fd9\u4f1a\u803d\u8bef\u7d22\u8d54\u7684\u65f6\u95f4\u3002\u6307\u6570\u4fdd\u9669\u5219\u4e0d\u540c\uff0c\u4e00\u65e6\u4e8b\u5148\u5546\u5b9a\u597d\u7684\u53c2\u6570\uff08\u5982\u7279\u5b9a\u98ce\u901f\uff09\u88ab\u89e6\u53d1\uff0c\u4fdd\u9669\u4eba\u4fbf\u4f1a\u7acb\u523b\u6309\u7167\u4e8b\u5148\u5546\u5b9a\u597d\u7684\u8d54\u4ed8\u989d\u8fdb\u884c\u8d54\u4ed8\u3002\u8fd9\u79cd\u5feb\u901f\u7406\u8d54\u7684\u65b9\u5f0f\u5bf9\u90a3\u4e9b\u5728\u98d3\u98ce\u4e2d\u53d7\u635f\u7684\u73ca\u745a\u7901\u6765\u8bf4\u662f\u4e00\u4e2a\u798f\u97f3\uff0c\u56e0\u4e3a\u5982\u679c\u4e0d\u8d76\u5feb\u5e2e\u52a9\u5b83\u4eec\uff0c\u5b83\u4eec\u5c31\u53ea\u80fd\u5b58\u6d3b\u51e0\u5929\u3002<\/p>\n\n\n\n<p>2016\u5e74\uff0cTNC\u5f00\u59cb\u7740\u624b\u786e\u5b9a\u4e0d\u540c\u98ce\u901f\u53ef\u80fd\u9020\u6210\u7684\u635f\u5bb3\uff0c\u8fd9\u6709\u52a9\u4e8e\u4ed6\u4eec\u4f30\u8ba1\u76f8\u5173\u7684\u4fee\u590d\u6210\u672c\uff0c\u4f46\u4ed6\u4eec\u8fd8\u8981\u6709\u80fd\u529b\u4fee\u8865\u73ca\u745a\u7901\u3002\u8d1f\u8d23TNC\u5728\u58a8\u897f\u54e5\u7684\u6c14\u5019\u98ce\u9669\u548c\u6062\u590d\u5de5\u4f5c\u7684\u585e\u51ef\u62c9\u89e3\u91ca\u9053\uff1a\u201c\u5c31\u50cf\u533b\u7597\u4fdd\u9669\u4e00\u6837\uff0c\u9700\u8981\u6709\u533b\u9662\u548c\u6551\u62a4\u8f66\u624d\u80fd\u53d1\u6325\u4f5c\u7528\u3002\u201d\u56e0\u6b64\uff0cTNC\u4e0e\u58a8\u897f\u54e5\u56fd\u5bb6\u516c\u56ed\u7ba1\u7406\u5c40\u548c\u5f53\u5730\u7814\u7a76\u4eba\u5458\u5408\u4f5c\uff0c\u5728\u91d1\u5854\u7eb3\u7f57\u5965\u5bf9\u5fd7\u613f\u6f5c\u6c34\u5458<a href=\"https:\/\/www.nature.org\/en-us\/magazine\/magazine-articles\/bracing-for-impact\/\">\u8fdb\u884c<\/a>\u4e86\u73ca\u745a\u4fee\u590d\u5de5\u4f5c\u7684\u57f9\u8bad\u3002\u52302018\u5e74\uff0c\u8fd9\u652f\u540d\u4e3a\u201c\u73ca\u745a\u7901\u5b88\u62a4\u8005\u201d\u7684\u7d27\u6025\u6551\u63f4\u56e2\u961f\u5df2\u7ecf\u51c6\u5907\u597d\u6df1\u5165\u6c34\u4e0b\u8425\u6551\u73ca\u745a\u3002<\/p>\n\n\n\n<div class=\"wp-block-cd-article-image aligncenter block--article-image block--article-image--article\" itemscope itemtype=\"http:\/\/schema.org\/ImageObject\"><div class=\"block--article-image__column\"><div class=\"hide-expand block--article-image__image\"><img class=\"lazy\" data-src=\"https:\/\/dialogue.earth\/content\/uploads\/2023\/09\/@ConCon.mx_Guardianes_3.jpg\" data-srcset=\"https:\/\/dialogue.earth\/content\/uploads\/2023\/09\/@ConCon.mx_Guardianes_3-768x512.jpg 768w, https:\/\/dialogue.earth\/content\/uploads\/2023\/09\/@ConCon.mx_Guardianes_3-1024x683.jpg 1024w, https:\/\/dialogue.earth\/content\/uploads\/2023\/09\/@ConCon.mx_Guardianes_3.jpg 1300w\" data-sizes=\"(max-width: 600px) 768px, (max-width: 1024px) 1024px, 1300px\" alt=\"group of people posing for camera\"\/><\/div><div class=\"block--article-image__content\"><div itemprop=\"caption\" class=\"block--article-image__caption\">\u5728\u58a8\u897f\u54e5\u91d1\u5854\u7eb3\u7f57\u5965\u5dde\uff0c\u73ca\u745a\u7901\u5b88\u62a4\u8005\u4eec\u53c2\u52a0\u4e86\u57f9\u8bad\uff0c\u5b66\u4e60\u5982\u4f55\u4fee\u8865\u88ab\u98ce\u66b4\u7834\u574f\u7684\u73ca\u745a\u7901\u3002\u56fe\u7247\u6765\u6e90\uff1aCon Con<\/div><\/div><\/div><meta itemprop=\"contentUrl\" content=\"https:\/\/dialogue.earth\/content\/uploads\/2023\/09\/@ConCon.mx_Guardianes_3.jpg\"\/><meta itemprop=\"contentSize\" content=\"340 KB\"\/><meta itemprop=\"height\" content=\"867\"\/><meta itemprop=\"width\" content=\"1300\"\/><meta itemprop=\"author\"\/><meta itemprop=\"representativeOfPage\" content=\"true\"\/><\/div>\n\n\n\n<p>\u4e0e\u6b64\u540c\u65f6\uff0c\u653f\u5e9c\u548c\u79c1\u8425\u90e8\u95e8\u51fa\u8d44\u652f\u4ed8\u4e86\u4fdd\u9669\u8d39\u3002\u79c1\u8425\u90e8\u95e8\u7684\u8d44\u91d1\u662f\u901a\u8fc7\u5411\u4f9d\u8d56\u73ca\u745a\u7901\u65c5\u6e38\u4e1a\u7684\u6d77\u6ee8\u9152\u5e97\u5f81\u7a0e\u7b79\u96c6\u7684\u30022019\u5e74\uff0c\u8be5\u5dde\u4ece\u5df4\u8bfa\u7279\u4fdd\u9669\u516c\u53f8\uff08Seguros Banorte\uff09\u548c<a>\u745e\u58eb\u518d\u4fdd\u9669\u516c\u53f8<\/a>\uff08Swiss Re\uff09<a href=\"https:\/\/www.banorte.com\/wps\/portal\/gfb\/Home\/noticias-banorte\/noticias-2020\/quintana-roo\">\u8d2d\u4e70<\/a>\u4e86\u4e00\u4efd\u4fdd\u5355\uff0c\u4e3a400\u516c\u91cc\u73ca\u745a\u7901\u6295\u4e86\u4fdd\u3002\u5f53\u8ddd\u79bb\u73ca\u745a\u790160\u516c\u91cc\u5185\u7684\u98ce\u901f\u8fbe\u523096\u8282\u5373\u89e6\u53d1\u8d54\u4ed8\u30022020\u5e74\uff0c\u8be5\u73ca\u745a\u7901\u83b7\u5f97\u4e86\u7b2c\u4e00\u7b14\u8fd180\u4e07\u7f8e\u5143\u7684\u8d54\u6b3e\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h--1\"><strong>\u5728\u91d1\u5854\u7eb3\u7f57\u5965\u5dde\u4e4b\u5916<\/strong><\/h2>\n\n\n\n<p>\u6108\u52a0\u9891\u53d1\u7684\u98d3\u98ce\uff0c\u8ba9\u5404\u5dde\u65e0\u6cd5\u627f\u53d7\u8fd9\u4e9b\u6210\u672c\u3002\u56e0\u6b64\uff0c\u5c06\u8fd9\u79cd\u98ce\u9669\u8f6c\u79fb\u7ed9\u4fdd\u9669\u516c\u53f8\u662f\u4e00\u4e2a\u6709\u5438\u5f15\u529b\u7684\u9009\u62e9\uff0c\u800c\u4fdd\u9669\u516c\u53f8\u5219\u4ece\u76f8\u5bf9\u8f83\u9ad8\u7684\u4fdd\u8d39\u4e2d\u53d7\u76ca\u3002<\/p>\n\n\n\n<p>\u7136\u800c\uff0c\u8fd9\u4e9b\u4fdd\u8d39\u662f\u53ef\u4ee5\u964d\u4f4e\u7684\u3002\u4fdd\u9669\u7ecf\u7eaa\u516c\u53f8<a>\u97e6\u83b1\u97ec\u60a6<\/a>\uff08WTW\uff09\u7684\u6c14\u5019\u4e0e\u97e7\u6027\u4e2d\u5fc3\u9ad8\u7ea7\u603b\u76d1\u897f\u8499\u00b7\u6768\u89e3\u91ca\u9053\uff1a\u201c\u5982\u679c\u4f60\u770b\u7684\u662f\u8fbe\u5230\u67d0\u4e2a\u98ce\u901f\u7684\u6982\u7387\uff0c\u90a3\u4e48\u5b83\u7684\u8bef\u5dee\u8303\u56f4\u5c31\u76f8\u5bf9\u6709\u9650\u3002\u56e0\u6b64\uff0c\u4f60\u53ef\u4ee5\u8ba9\uff08\u4fdd\u9669\u516c\u53f8\uff09\u66f4\u591a\u5730\u9009\u62e9\u53cd\u6620\u98ce\u9669\u7684\u4ef7\u683c\uff0c\u800c\u975e\u4e0d\u786e\u5b9a\u6027\u66f4\u5927\u7684\u60c5\u51b5\u3002\u201d\u4ed6\u8865\u5145\u8bf4\uff0c\u4e0e\u751f\u6001\u7cfb\u7edf\u4fdd\u9669\u76f8\u5173\u7684\u6b63\u9762\u5ba3\u4f20\uff0c\u4e5f\u4e3a\u4fdd\u9669\u7ecf\u7eaa\u63d0\u4f9b\u4e86\u6709\u5229\u7684\u8c08\u5224\u7b79\u7801\u3002<\/p>\n\n\n\n<div class=\"wp-block-cd-article-image aligncenter block--article-image block--article-image--article\" itemscope itemtype=\"http:\/\/schema.org\/ImageObject\"><div class=\"block--article-image__column\"><div class=\"hide-expand block--article-image__image\"><img class=\"lazy\" data-src=\"https:\/\/dialogue.earth\/content\/uploads\/2023\/09\/Hurricane-Grace-in-Puerto-Morelos_Alamy_2GEG7Y6-scaled.jpg\" data-srcset=\"https:\/\/dialogue.earth\/content\/uploads\/2023\/09\/Hurricane-Grace-in-Puerto-Morelos_Alamy_2GEG7Y6-768x512.jpg 768w, https:\/\/dialogue.earth\/content\/uploads\/2023\/09\/Hurricane-Grace-in-Puerto-Morelos_Alamy_2GEG7Y6-1024x683.jpg 1024w, https:\/\/dialogue.earth\/content\/uploads\/2023\/09\/Hurricane-Grace-in-Puerto-Morelos_Alamy_2GEG7Y6-scaled.jpg 2560w\" data-sizes=\"(max-width: 600px) 768px, (max-width: 1024px) 1024px, 2560px\" alt=\"strong winds blowing palm trees and litter on walkway near beach\"\/><\/div><div class=\"block--article-image__content\"><div itemprop=\"caption\" class=\"block--article-image__caption\">2021 \u5e74 8 \u6708 19 \u65e5\uff0c\u98d3\u98ce\u683c\u96f7\u65af\u88ad\u51fb\u83ab\u96f7\u6d1b\u65af\u6e2f\u3002\u56fe\u7247\u6765\u6e90\uff1aIsrael Rosas \/ Alamy<\/div><\/div><\/div><meta itemprop=\"contentUrl\" content=\"https:\/\/dialogue.earth\/content\/uploads\/2023\/09\/Hurricane-Grace-in-Puerto-Morelos_Alamy_2GEG7Y6-scaled.jpg\"\/><meta itemprop=\"contentSize\" content=\"821 KB\"\/><meta itemprop=\"height\" content=\"1707\"\/><meta itemprop=\"width\" content=\"2560\"\/><meta itemprop=\"author\"\/><meta itemprop=\"representativeOfPage\" content=\"true\"\/><\/div>\n\n\n\n<p>\u57fa\u4e8e\u8fd9\u4e00\u6210\u529f\u7ecf\u9a8c\uff0c\u8fd9\u5bb6\u540d\u4e3a\u201c\u4e2d\u7f8e\u6d32\u73ca\u745a\u7901\u57fa\u91d1\u201d\uff08MAR Fund\uff09\u7684\u533a\u57df\u4fdd\u62a4\u8d44\u91d1\u673a\u6784\uff0c\u4e8e2021\u5e74\u4ece\u5b89\u76db\u4fdd\u9669\u516c\u53f8\u4e0b\u5c5e\u7684AXA Climate<a href=\"https:\/\/marfund.org\/en\/innovative-post-hurricane-protection-endangered\/\">\u8d2d\u4e70<\/a>\u4e86\u6307\u6570\u4fdd\u9669\uff0c\u8986\u76d6\u4e86\u58a8\u897f\u54e5\u548c\u4f2f\u5229\u5179\u7684\u56db\u4e2a\u4e2d\u7f8e\u6d32\u73ca\u745a\u7901\u70b9\u4f4d\u3002\u8fd9\u4efd\u4fdd\u5355\u4e0e\u91d1\u5854\u7eb3\u7f57\u5965\u8ba1\u5212\u540c\u65f6\u5f00\u53d1\uff0c\u5b83\u6839\u636e\u7cbe\u786e\u7684\u8861\u91cf\u6807\u51c6\uff0c\u5c06\u98ce\u901f\u548c\u79bb\u73ca\u745a\u7901\u7684\u8ddd\u79bb\u5206\u4e3a\u4e0d\u540c\u7b49\u7ea7\uff0c\u6bcf\u4e2a\u7b49\u7ea7\u5bf9\u5e94\u4e0d\u540c\u7684\u8d54\u4ed8\u6bd4\u4f8b\u3002MAR\u57fa\u91d1\u7684\u73ca\u745a\u7901\u6551\u63f4\u884c\u52a8\u534f\u8c03\u5458\u514b\u52b3\u8fea\u5a05<a>\u00b7<\/a>\u9c81\u4f0a\u65af\uff08Claudia Ruiz\uff09\u8868\u793a\uff0c\u8fd9\u4efd\u4fdd\u9669\u5c06\u591a\u4e2a\u73ca\u745a\u7901\u70b9\u4f4d\u96c6\u4e2d\u5728\u4e00\u5f20\u4fdd\u5355\u4e0b\uff0c\u6709\u52a9\u4e8e\u83b7\u5f97\u6709\u5229\u7684\u4fdd\u8d39\u3002<\/p>\n\n\n\n<p>2022\u5e74\uff0c\u8be5\u57fa\u91d1<a href=\"https:\/\/marfund.org\/en\/hurricane-lisa-triggers-first-pay-out-of-mesoamerican-reef-insurance-programme-to-finance-immediate-reef-response-in-belize\/\">\u6536\u5230<\/a>\u4e86\u7b2c\u4e00\u7b1417.5\u4e07\u7f8e\u5143\u7684\u8d54\u507f\uff0c\u7528\u4e8e\u4fee\u590d\u98d3\u98ce\u201c\u4e3d\u838e\u201d\u5bf9\u4f2f\u5229\u5179\u73ca\u745a\u7901\u9020\u6210\u7684\u7834\u574f\u3002\u4eca\u5e74\uff0c\u8be5\u4fdd\u5355\u7b2c\u4e09\u6b21\u66f4\u65b0\uff0c\u5c06\u6295\u4fdd\u70b9\u4f4d<a href=\"https:\/\/www.wtwco.com\/en-us\/news\/2023\/06\/wtw-announces-third-renewal-and-expansion-of-coral-reef-insurance-programme\">\u6269\u5927<\/a>\u523011\u4e2a\uff0c\u73b0\u5728\u5371\u5730\u9a6c\u62c9\u548c\u6d2a\u90fd\u62c9\u65af\u4e5f\u5728\u4fdd\u9669\u8303\u56f4\u4e4b\u5185\u3002\u9c81\u4f0a\u65af\u8bf4\uff1a\u201c\u8fd9\u4e2a\u975e\u5e38\u521b\u65b0\u7684\u9879\u76ee\uff0c\u6b63\u5728\u53d1\u6325\u4f5c\u7528\u3002\u201d<\/p>\n\n\n\n<p>2022\u5e74\uff0c\u590f\u5a01\u5937\u4e5f\u5f00\u53d1\u4e86\u7684\u6307\u6570\u4fdd\u9669\u9879\u76ee\uff0c<a href=\"https:\/\/www.sas.com.fj\/ocean-law-bulletins\/coral-reef-insurance-an-innovative-financing-option-for-fiji-to-create-more-protection-for-its-coral-reefs-and-build-resilience-within-its-co-1625649686193\">\u592a\u5e73\u6d0b\u5c9b\u5c7f<\/a>\u548c<a href=\"https:\/\/www.ykan.or.id\/en\/publications\/articles\/press-release\/coral-reef-insurance-development-opportunities-in-indonesia\/\">\u5370\u5ea6\u5c3c\u897f\u4e9a<\/a>\u4e5f\u5728\u8003\u8651\u7c7b\u4f3c\u7684\u4e3e\u63aa\u3002<\/p>\n\n\n\n<a class=\"wp-block-cd-related-news alignright block--related-news loading\" data-post-id=\"40091509\"><div class=\"block--related-news__image\"><\/div><div class=\"block--related-news__content\"><span class=\"block--related-news__heading\">\u63a8\u8350\u9605\u8bfb<\/span><span class=\"block--related-news__title\"><\/span><\/div><\/a>\n\n\n\n<p>\u8fd9\u4e9b\u5de5\u5177\u4e5f\u5728\u4e0d\u65ad\u53d1\u5c55\uff0c\u4ee5\u670d\u52a1\u4e8e\u5176\u4ed6\u751f\u6001\u7cfb\u7edf\uff0c\u6bd4\u5982\u58a8\u897f\u54e5\u906d\u53d7\u98d3\u98ce\u7834\u574f\u7684\u7ea2\u6811\u6797\u3002<a>\u97e6\u83b1\u97ec\u60a6<\/a>\u751f\u6001\u7cfb\u7edf\u97e7\u6027\u5b9e\u8df5\u603b\u76d1\u517c\u8d1f\u8d23\u4eba\u838e\u62c9<a>\u00b7<\/a>\u5eb7\u97e6\uff08Sarah Conway\uff09\u8868\u793a\uff0c\u8be5\u516c\u53f8\u76ee\u524d\u6b63\u5728\u63a2\u7d22\u5982\u4f55\u5229\u7528\u91cf\u8eab\u5b9a\u5236\u7684\u4fdd\u9669\u4ea7\u54c1\u201c\u5e2e\u52a9\u652f\u6301\u7ea2\u6811\u6797\u548c\u5b83\u4eec\u5c01\u5b58\u7684\u84dd\u78b3\u201d\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" 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